As destoyer, Shiva responsible for the impermanence and the change that we sse in the world. He can also potentially destroy sinful karma and remove poverty and adversity. The following prayer is meant to remove adversity, poverty, and related problems.
Visweswaraya narakarnava tharanaya,
Karnamruthaya Sasi shekara dharanaya,
Karpoorakanthi dhavalaya jada dharaya,
Daridrya Dukha dahanaya Nama Shivaya. 1
I salute that Shiva, who burns the sorrow of poverty,
Who is the lord of the universe,
Who helps us to cross the sea of hell,
Who is pleasant to the ears,
Who wears the crescent as ornament,
Who is as white as the flame of camphor,
Who wears uncombed and uncut hair.
Gouri priyaya rajaneesa kala dharaya,
Kalanthakaya Bhujagadhipa kankanaya,
Gangadharaya Gaja raja Vimardhanaya,
Daridrya Dukha dahanaya Nama Shivaya. 2
I salute that Shiva who burns the sorrow of poverty,
Who is the darling of Goddess Parvathy,
Who wears the crescent of the lord of night,
Who was the death to the god of death,
Who wears the king of serpents as bangles,
Who carries the Ganga on his head,
And who killed the king of elephants.
Baktha priyaya bhava roga bhayapahaya,
Ugraya durgabhava sagara tharanaya,
Jyothirmayaya guna Nama nruthyakaya,
Daridrya Dukha dahanaya Nama Shivaya. 3
I salute that Shiva who burns the sorrow of poverty,
Who is loved by his devotees,
Who destroys fear of diseases in human life,
Who is fearsome,
Who makes us cross the difficult ocean of life,
Who is personification of light,
And who dances in his good names.
Charmambaraya sava basma vilepanaya,
Phalekshanaya mani kundala mandithaya,
Manjeera pasa yugalaya jada dharaya,
Daridrya Dukha dahanaya Nama Shivaya. 4
I salute that Shiva who burns the sorrow of poverty,
Who wears hide,
Who applies ash of burning corpses,
Who has an eye on his forehead,
Who wears ear studs of precious stones,
Who wears Jingling leg bangles on his legs,
And who wears uncombed and uncut hair.
Panchananaya Phani raja vibhooshanaya,
Hemamsukaya bhuvana thraya mandithaya,
Ananda Bhumi varadaya Thamomayaya,
Daridrya Dukha dahanaya Nama Shivaya. 5
I salute that Shiva who burns the sorrow of poverty,
Who has five faces,
Who wears king of serpents as ornament,
Who wears cloth made of gold,
Who is the ornament for the three worlds,
Who is the giver of boons,
Who is the storehouse of happiness,
And who is personification of darkness.
Gouri vilasabhuvanaya maheswaraya,
Panchananaya saranagatha kalpakaya,
Sarvaya sarvajagatam adhipaya thasmai,
Daridrya Dukha dahanaya Nama Shivaya. 6
I salute that Shiva, who burns the sorrow of poverty,
Who is the world of Gouri’s grace,
Who is the greatest God,
Who is like a lion,
Who is the wish giving tree,
To those who seek his protection,
Who is everything,
And who is the king of all worlds.
Bhanupriyaya bhava sagara tharanaya,
Kalanthakaya kamalasana poojithaya,
Nethra thrayaya shubha lakshana lakshithaya,
Daridrya Dukha dahanaya Nama Shivaya. 7
I salute that Shiva who burns the sorrow of poverty,
Who is dear to the Sun God,
Who helps us to cross the ocean of birth,
Who killed the god of death,
Who is worshipped by Lord Brahma,
And who aims at having all good signs.
Ramapriyaya Raghu nada Vara Pradhaya,
Nagapriyaya narakarnava tharanaya,
Punyesu punya barithaya surarchithaya,
Daridrya Dukha dahanaya Nama Shivaya. 8
I salute that Shiva who burns the sorrow of poverty,
Who is dear to Rama,
Who granted boons to Rama,
Who is partial to serpents,
Who destroys the Naraka,
Who is holiest among the holy,
And who is worshipped by Gods.
Phalasruthi.
Vasishtena Krutham stotram,
Sarva sampathkaram param,
Trisandhyam ya padenithyam,
Sa hi swargamavapnyuth.
Result of reading.
This prayer composed by sage Vasishta,
Is one which gives all types of wealth,
And whoever chants it at dawn, noon and dusk,
Would enjoy the pleasures of heaven.
You may check these links also
108 Names and Salutations to Lord Shiva
Shiva Aparadha Kshamapana Stotram, A Prayer Seeking Forgiveness
Bilwashtakam - A Prayer To Lord Siva With Bilwa Leaves
A Prayer To Siva - Chandrasekharashtakam
A Prayer To Lord Chidambara - Chidambareswara Stotram
Daridraya Dahana Shiva Stotram - A Prayer to Shiva To End Poverty
A Prayer to Worship Kalabhairava
Lalitha Sahasranamam: The Thousand Names of Sri Lalitha
Lingashtakam - A Prayer To Sivalingam
Shiva Nama Malyashtakam - A Prayer Extolling The Virtues Of Lord Siva
Shiva Mangalashtakam A Prayer Of Auspiciousness
Margabandhu Stotram - A Prayer To Lord Siva To Show The Right Path
Maha Mrityunjaya Stotram - A Prayer To Lord Siva For Victory Over Death
Nathopadesa Stotram - A Prayer That Teaches The Devotees
Shiva Panchakshara Stotram - A Prayer On The Five Names Of Shiva
Parameshwara Stotram - A Prayer The Supreme Lord Of Universe
Pradosha Mahatmyam - From Shiva Puranam
Shiva Raksha Stotram - A Prayer Seeking Siva's Protection
Sadasivashtakam - Prayer To Siva As Sundareswar
Shiva Sahasra Namam - Thousand Names of Lord Shiva from Mahabharata
Samkarashtakam - A Prayer To Lord Samkara
Sasakti Shiva Navakam Nine Stanzas Extolling The Power Of Shiva
Shiva Mahimah Stotram, A Prayer On The Miraculous Powers Of Shiva
Shivashtakam, A Prayer To Lord Siva
Shiv Chalisa - Forty Stanzas On Shiva in Hindi
Veda Sara Shiva Sthavam, Prayer To The Lord Of The Vedas
Sri Viswanatha Suprabathashtakam
Shiva Thandava Stotram - A Prayer Offered While Doing Tandava Dance
Thiruvempavai, A Penance Observed By Unmarried Girls
The Thousand Names of Lord Siva
Vaidyanatha Ashtakam, A Prayer Addressed To The Lord Of Physicians
Vaidyanatha Namaskaram, Salutations To The Lord Of Physicians